Orthodontic Treatment Cost: Braces, Invisalign, and Payment Options

Orthodontic treatment typically costs $3,000 to $10,000 depending on the type of braces or aligners, the complexity of the case, and the length of treatment. Metal braces are the most common and least expensive option. Invisalign and lingual braces cost more. Most orthodontic offices offer payment plans, and many dental insurance plans include an orthodontic benefit. Costs vary by location, provider, and case complexity.

6 min readMedically reviewed contentLast updated March 20, 2026

Key Takeaways

  • Metal braces cost $3,000 to $7,000. Ceramic braces cost $4,000 to $8,500. Lingual braces cost $6,000 to $13,000. Invisalign costs $3,500 to $8,500.
  • Treatment length is a major cost driver. Simple cases (12 to 18 months) cost less than complex cases (24 to 36 months).
  • Many dental insurance plans include an orthodontic benefit of $1,000 to $3,000, often with a separate lifetime maximum.
  • Most orthodontic offices offer interest-free in-house payment plans spread over the length of treatment.
  • Adult orthodontic treatment costs roughly the same as treatment for children and teens, though adult cases may take longer.
  • HSA and FSA funds can be used for orthodontic treatment, providing a tax savings of 22% to 35% for most households.

Orthodontic Treatment Cost by Type

The type of orthodontic appliance is one of the largest factors in the total cost. Each option has different materials, fabrication requirements, and appointment demands.

Metal Braces

Traditional metal braces are the most widely used orthodontic appliance and typically cost $3,000 to $7,000 for a full course of treatment. Metal braces use stainless steel brackets and archwires to move teeth. They are effective for nearly all types of orthodontic problems, from mild crowding to complex bite issues.

Metal braces are generally the least expensive option because the materials cost less and the technique is well-established. They are also the most efficient option for complex cases that require significant tooth movement.

Ceramic (Clear) Braces

Ceramic braces work the same way as metal braces but use tooth-colored or clear brackets that blend with your teeth. They typically cost $4,000 to $8,500. The higher cost reflects the more expensive bracket material.

Ceramic braces are a popular choice for adults and older teens who want a less visible option but need the treatment capability of traditional braces. They are slightly more fragile than metal brackets, which can occasionally add to the cost if brackets need to be replaced during treatment.

Lingual Braces

Lingual braces are placed on the inside (tongue side) of the teeth, making them invisible from the outside. They typically cost $6,000 to $13,000. Lingual braces are the most expensive bracket option because they require custom-fabricated brackets and specialized training to place and adjust.

Fewer orthodontists offer lingual braces compared to other options. If this is important to you, confirm that your orthodontist has specific experience with lingual technique.

Invisalign and Clear Aligners

Invisalign and similar clear aligner systems use a series of custom-made removable trays to gradually move teeth. Invisalign typically costs $3,500 to $8,500 depending on the case complexity. Simpler cases that need only minor correction may qualify for shorter treatment plans at the lower end of the range.

Clear aligners work well for mild to moderate crowding, spacing, and certain bite issues. They may not be suitable for complex cases involving significant jaw discrepancy or severe rotation. Your orthodontist can tell you whether aligners are an effective option for your specific situation.

What Affects Orthodontic Treatment Cost?

Beyond the type of appliance, several other factors influence what you will pay.

Case Complexity and Treatment Length

A mild crowding case that takes 12 months to treat costs significantly less than a complex bite correction requiring 30 months. Longer treatment means more office visits, more materials, and more chair time. Cases involving jaw growth modification, surgical orthodontics, or phased treatment also cost more.

Geographic Location

Orthodontic fees vary by region. Practices in high cost-of-living areas typically charge more than those in smaller markets. Urban areas with more orthodontists may have slightly more competitive pricing, but the difference is not always predictable.

Orthodontist vs. General Dentist

An orthodontist is a dental specialist who has completed 2 to 3 years of residency training beyond dental school focused on tooth movement and bite correction. Some general dentists also offer orthodontic treatment, particularly clear aligners. An orthodontist may charge slightly more, but their focused training means they manage a wider range of cases and complications.

Retainers After Treatment

Retainers are essential after orthodontic treatment to prevent teeth from shifting back. Some orthodontic fees include retainers; others charge separately. A set of retainers typically costs $200 to $600. Fixed (bonded) retainers cost $300 to $500 per arch. Replacement retainers are an ongoing cost if they are lost or worn out. Ask about retainer costs before starting treatment.

Adult vs. Child Orthodontic Cost

The base cost of orthodontic treatment is similar for adults and children. However, adult treatment often takes longer because adult bone is denser and teeth move more slowly. Longer treatment can increase the total cost.

Children and teens sometimes need a two-phase approach: an early phase (interceptive treatment) around age 7 to 10 to correct jaw growth issues, followed by a second phase with full braces or aligners in the teen years. Each phase has its own cost, and the total for two-phase treatment is typically $4,000 to $10,000 combined.

Adults are more likely to choose aesthetic options like ceramic braces, lingual braces, or Invisalign, which cost more than metal braces. This choice, rather than age itself, is often what makes adult treatment more expensive.

Insurance Coverage and Payment Plans

Orthodontic treatment has better insurance coverage and more flexible payment options than many other dental procedures.

Dental Insurance Orthodontic Benefits

Many dental insurance plans include an orthodontic benefit, typically covering $1,000 to $3,000 of the total cost. This benefit usually has a separate lifetime maximum (meaning it does not count against your regular dental maximum). Some plans cover only children under 18; others cover adults as well. Check your plan's specific terms.

If two parents have separate dental plans that both include orthodontic benefits, coordination of benefits may allow you to use both, further reducing out-of-pocket cost.

In-House Payment Plans

Most orthodontic offices offer in-house payment plans with no interest. A typical arrangement involves a down payment of $500 to $1,500 followed by monthly payments spread over the length of treatment. This is one of the most accessible payment structures in dentistry because the payments are built into the treatment timeline.

HSA and FSA Funds

Orthodontic treatment is an eligible expense for both Health Savings Accounts and Flexible Spending Accounts. Using pre-tax dollars effectively reduces your cost by your marginal tax rate. If your employer offers an FSA, you can set aside funds specifically for orthodontic expenses. For multi-year treatment, you can spread FSA contributions across two plan years.

When to See an Orthodontist

The American Association of Orthodontists recommends that children have their first orthodontic evaluation by age 7. This does not mean treatment starts at age 7; it means the orthodontist can identify developing problems early and recommend the right time to begin.

Adults can start orthodontic treatment at any age as long as their teeth and gums are healthy. If you have untreated gum disease or tooth decay, those issues need to be addressed first. An orthodontist can evaluate your case and recommend the most effective and cost-efficient treatment option.

Find an Orthodontist Near You

Every orthodontist on My Specialty Dentist has verified specialty credentials. Search by location to find orthodontists in your area, compare their experience, and schedule a consultation to get a personalized treatment plan and cost estimate.

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Frequently Asked Questions

How much do braces cost for adults?

Adult braces cost the same as braces for teens: $3,000 to $7,000 for metal braces, $4,000 to $8,500 for ceramic, and $3,500 to $8,500 for Invisalign. Adults may pay slightly more overall because their cases tend to take longer and they often choose more aesthetic (and more expensive) options. Costs vary by location, provider, and case complexity.

Does dental insurance cover braces?

Many dental insurance plans include an orthodontic benefit of $1,000 to $3,000. This benefit has a separate lifetime maximum. Some plans only cover orthodontics for children under 18, while others include adult coverage. Check your specific plan for details on age limits, waiting periods, and the benefit amount.

Is Invisalign more expensive than braces?

Invisalign ($3,500 to $8,500) is similar in cost to ceramic braces ($4,000 to $8,500) and more expensive than metal braces ($3,000 to $7,000). For simple cases, Invisalign can actually be less expensive than traditional braces because shorter treatment plans are available. The best comparison is to get quotes for both options from your orthodontist.

Can I make monthly payments for braces?

Yes. Most orthodontic offices offer interest-free in-house payment plans. A typical plan includes a down payment of $500 to $1,500 followed by monthly payments of $100 to $300 spread over the treatment period. This makes orthodontic treatment one of the most accessible dental procedures from a payment standpoint.

How much do braces cost for kids?

Braces for children and teens cost $3,000 to $7,000 for metal braces or $3,500 to $8,500 for Invisalign Teen. If a child needs two-phase treatment (early intervention followed by full braces), the combined cost is typically $4,000 to $10,000. Many insurance plans include orthodontic coverage for children under 18.

Are retainers included in the cost of braces?

It depends on the practice. Some orthodontists include the first set of retainers in their treatment fee. Others charge separately, typically $200 to $600 for a set of removable retainers or $300 to $500 per arch for bonded (fixed) retainers. Ask about retainer costs and replacement policies before starting treatment.

Sources

  1. 1.American Association of Orthodontists. "What You Should Know About Orthodontic Treatment." Accessed 2026.
  2. 2.American Dental Association. "Orthodontics." ADA MouthHealthy. Accessed 2026.

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