Root Canal and Crown Cost: Combined Pricing, Insurance, and What to Expect

The combined cost of a root canal and crown typically ranges from $1,500 to $3,500, depending on the tooth, the materials used, and your location. The root canal and the crown are usually billed as two separate procedures, often by two different providers. Understanding how each part is priced helps you plan for the total expense.

7 min readMedically reviewed contentLast updated March 20, 2026

Key Takeaways

  • The combined root canal and crown cost typically ranges from $1,500 to $3,500, with the root canal portion costing $700 to $1,500 and the crown portion costing $800 to $2,000.
  • Root canals and crowns are billed separately. An endodontist typically performs the root canal, and your general dentist or a prosthodontist places the crown.
  • Most dental insurance plans cover 50% to 80% of root canal treatment and 50% of the crown, but annual maximums often limit total coverage.
  • Not every tooth that has a root canal needs a crown. Front teeth with minimal damage may only need a filling, which costs significantly less.
  • Financing options like CareCredit, dental office payment plans, and HSA/FSA accounts can help manage the combined cost.
  • Costs vary by location, provider, and case complexity. Get an itemized estimate before treatment begins.

How Much Does a Root Canal and Crown Cost Together?

The total root canal and crown cost depends on which tooth needs treatment, what type of crown you choose, and where you live. Together, these two procedures typically cost $1,500 to $3,500 out of pocket before insurance.

These are two distinct procedures, usually performed weeks apart. The root canal removes the infected tissue inside the tooth. The crown restores the tooth's structure and protects it from fracture. Because they are separate procedures, you may receive two separate bills.

Root Canal Cost by Tooth Type

Root canal cost varies based on which tooth needs treatment. Teeth with more roots and more canals take longer and cost more.

  • Front teeth (incisors and canines): $700 to $1,000. These teeth have a single root and one canal, making them the simplest root canals.
  • Premolars (bicuspids): $800 to $1,200. Premolars have one to two roots and may have multiple canals.
  • Molars: $1,000 to $1,500. Molars have two to four roots with multiple canals. Their position at the back of the mouth also makes access more difficult.

Dental Crown Cost by Material

After a root canal, your tooth needs a permanent restoration. For most back teeth, that means a crown. Crown cost depends primarily on the material.

  • Porcelain-fused-to-metal (PFM) crowns: $800 to $1,400. A metal core covered in tooth-colored porcelain. Durable and widely used.
  • All-ceramic or all-porcelain crowns: $900 to $1,800. No metal, which makes them a better cosmetic match for front teeth. Some newer ceramics like zirconia are also very strong.
  • Gold or metal alloy crowns: $800 to $1,400. Extremely durable and gentle on opposing teeth. Used primarily on back teeth where appearance is less of a concern.
  • Zirconia crowns: $1,000 to $2,000. Combine strength and aesthetics. Increasingly popular for both front and back teeth.

How Root Canal and Crown Billing Works

One of the most confusing aspects of root canal and crown cost is the billing. In most cases, two different providers are involved, and each bills separately.

An endodontist (root canal specialist) typically performs the root canal. After the root canal, the endodontist places a temporary filling and sends you back to your general dentist or to a prosthodontist for the permanent crown. You will receive a bill from each provider.

Some general dentists perform both the root canal and the crown in their office. In that case, you may receive a single combined bill. However, even in the same office, the root canal and crown are coded as separate procedures for insurance purposes.

Endodontist vs. General Dentist for the Root Canal

General dentists perform many root canals, particularly on front teeth and premolars with straightforward anatomy. Endodontists handle the complex cases, including molars, retreatments, and teeth with unusual root structures.

An endodontist may charge slightly more than a general dentist for the same procedure. The difference is typically $100 to $300. For complex cases, the endodontist's specialized training and equipment, including surgical microscopes and CBCT imaging, can reduce the risk of complications that would cost more to address later. Learn more about when to see an endodontist at /specialties/endodontics.

Insurance Coverage for Root Canal and Crown

Most dental insurance plans cover both root canals and crowns, but the coverage levels differ and annual maximums can limit what you receive.

Typical Insurance Coverage Levels

Dental insurance plans commonly classify root canals and crowns under different benefit tiers.

  • Root canal treatment is usually classified as a "major" or "basic" procedure, covered at 50% to 80% of the allowed amount.
  • Dental crowns are typically classified as a "major" procedure, covered at 50% of the allowed amount.
  • Most plans have an annual maximum benefit of $1,000 to $2,000 per person. A root canal and crown together can easily reach or exceed this limit.
  • Some plans impose waiting periods for major procedures. If you enrolled recently, crowns may not be covered for the first 6 to 12 months.

Sample Out-of-Pocket Cost Calculation

Here is an example of how costs might break down with a typical insurance plan. Assume a molar root canal at $1,200 and a porcelain-fused-to-metal crown at $1,200, for a total of $2,400.

If your plan covers root canals at 80% and crowns at 50%, insurance would pay $960 toward the root canal and $600 toward the crown, for a total insurance payment of $1,560. Your out-of-pocket cost would be $840, assuming you have not used your annual maximum on other procedures that year.

If your annual maximum is $1,500 and you have already used $500, insurance would only pay $1,000 total. Your out-of-pocket cost would jump to $1,400. Ask your dental office to verify your remaining benefits before scheduling.

When a Crown Is and Is Not Needed After a Root Canal

Not every tooth that has a root canal requires a crown. The decision depends on the tooth's location, how much natural structure remains, and the forces it must withstand.

When a Crown Is Typically Recommended

Back teeth (premolars and molars) almost always need a crown after a root canal. These teeth bear heavy chewing forces, and a root canal removes internal structure that weakens the tooth. Without a crown, the tooth is at significant risk of fracturing.

Front teeth with large fillings or significant decay may also need a crown for structural support and cosmetic reasons.

When a Crown May Not Be Necessary

Front teeth (incisors and canines) that still have most of their natural structure intact may do well with just a composite filling after the root canal. These teeth experience less biting force than molars.

If a crown is not placed, your dentist will monitor the tooth over time. The tooth may become more brittle and discolored without a crown, but for some patients the cost savings and preservation of natural tooth structure make a filling the better choice. Discuss the pros and cons with your dentist or prosthodontist. Learn more about restorative options at /specialties/prosthodontics.

Financing a Root Canal and Crown

The combined root canal and crown cost can be a significant expense, especially if insurance coverage is limited. Several financing options can help spread the cost over time.

  • In-house payment plans: Many dental offices offer interest-free payment plans that let you split the cost into monthly installments.
  • CareCredit and Lending Club: Third-party healthcare financing programs that offer promotional 0% interest periods, typically 6 to 24 months. Interest rates after the promotional period can be high, so plan to pay off the balance before the promotion ends.
  • HSA and FSA funds: Root canals and crowns are eligible expenses under health savings accounts and flexible spending accounts. Using pre-tax dollars effectively reduces your cost by 20% to 35%, depending on your tax bracket.
  • Dental schools: University dental clinics offer root canals and crowns performed by supervised residents at 30% to 50% less than private practice fees.
  • Dental discount plans: Annual membership plans ($80 to $200 per year) offer reduced fees at participating providers, typically 15% to 50% off standard pricing.

Find an Endodontist Near You

If you need a root canal, the My Specialty Dentist directory can help you find a qualified endodontist in your area. Every listed endodontist has verified specialty credentials. Search by location to compare experience and schedule a consultation.

Search Endodontists in Your Area

Frequently Asked Questions

How much does a root canal and crown cost with insurance?

With typical dental insurance, your out-of-pocket cost for a root canal and crown is usually $500 to $1,500. This depends on your plan's coverage percentages, your remaining annual maximum, and the tooth being treated. Molars cost more than front teeth. Ask your dental office for a pre-treatment estimate based on your specific plan.

Why are root canal and crown billed separately?

Root canals and crowns are different procedures, often performed by different providers. An endodontist typically does the root canal, and your general dentist or a prosthodontist places the crown. Insurance also codes them as separate services. You may receive two separate bills weeks apart.

Do you always need a crown after a root canal?

No. Front teeth with minimal damage may only need a composite filling after a root canal. However, back teeth (premolars and molars) almost always need a crown because they handle heavy chewing forces. Without a crown, a root-canal-treated molar is at high risk of fracturing. Your dentist will recommend the best option for your specific tooth.

Is it cheaper to get the root canal and crown from the same dentist?

Sometimes. If your general dentist performs the root canal and places the crown, you may save $100 to $300 compared to seeing an endodontist separately. However, for complex cases, molars with unusual anatomy, or retreatments, an endodontist's specialized training can reduce the risk of complications that cost more to fix later.

How long after a root canal do you need a crown?

Most dentists recommend placing the permanent crown within 2 to 4 weeks after the root canal. The temporary filling placed by the endodontist is not meant to be a long-term solution. Waiting too long increases the risk of the tooth fracturing or the temporary filling leaking, which could lead to reinfection.

Can I get a root canal and crown on the same day?

In some cases, yes. Some dental offices with same-day crown technology (CAD/CAM milling) can complete both procedures in a single visit. However, this is more common when a general dentist performs the root canal. If you see an endodontist for the root canal, the crown is typically placed at a separate appointment with your restorative dentist.

Sources

  1. 1.American Association of Endodontists. "Root Canal Treatment Cost." AAE Patient Resources. 2023.
  2. 2.American Dental Association. "Dental Crown." ADA MouthHealthy. 2023.
  3. 3.American Dental Association. "CDT Code on Dental Procedures and Nomenclature." ADA. 2024.

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